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Mortgage & Finance
Sean O’toole’s California Forecast for 2013
Interesting article from www.foreclosuretruth.com http://www.foreclosuretruth.com/blog/sean/california-forecast-for-2013-more-of-the-same-save-the-black-swan/#comments I actually agree with most of this article, with my key thoughts being: In our neck of the woods trustee sale investors (think large suitcases full of cash on the courthouse steps) are seeing more competition but still finding amazing deals. Most are not banking on large ROI’s anymore, just [...]
Mortgage Forgiveness Debt Act Extended!
Hear ye hear ye! The Federal Mortgage Forgiveness Debt Act Extended Through 2013! The Mortgage Forgiveness Debt Relief Act of 2007 that was set to expire on December 31, 2012, was extended through January 1, 2014. What that means is that mortgage debt that is forgiven as part of a debt restructuring agreement will not [...]
Today’s Rates – Lowest In One Mortgage Broker’s 15 Year History
This information just came in from a local mortgage broker that I work with: Here’s a quick snapshot of interest rates for today, September 26: 30 year fixed, no prepayment penalty, loans of $417K balance or less with 20% equity in home: 3.125%, 0 points 3.0%, .75 points 15 year fixed, same as above: 2.875% [...]
Expired Rate Lock Can Cost You
Just received this from a mortgage broker with RPM Mortgage in Berkeley: “Keep in mind that there will be a pretty hefty lock extension fee if an escrow extends past the original lock period. Any delays could be quite costly to the buyer.” Attention buyers: don’t delay on jumping in and starting your inspections and [...]
Cash Buyers
Dang, 33% of all home sales in California in 2010 were cash. Cash purchases continue to rise in California, and might exceed last years high. Yes, cash! I just had a listing in Berkeley that received 6 offers, 2 were all cash. My 2-bed El Cerrito listing received 4 offers, 1 was all cash. Another [...]
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A minute in the life of Berkeley Real Estate Agent and Business Coach, Krista Miller. Hold on tight and check back often! The real estate market in the East Bay is movin’ and shakin’ and will surely keep you on your toes…
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Berkeley Hills Realty
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