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Mortgage & Finance
Cash Buyers
Dang, 33% of all home sales in California in 2010 were cash. Cash purchases continue to rise in California, and might exceed last years high. Yes, cash! I just had a listing in Berkeley that received 6 offers, 2 were all cash. My 2-bed El Cerrito listing received 4 offers, 1 was all cash. Another [...]
Great news! Jumbo Conforming Loan Limits to be Restored!
JUMBO Great news! Jumbo Conforming Loan Limits to be Restored! Inman News just reported that in a 60-38 vote Thursday, the Senate approved an amendment to a spending bill that would restore the $729,750 ceiling that was first put in place in 2008 to allow Fannie Mae, Freddie Mac and the Federal Housing Administration to [...]
Why Buy Now?
Aha, the magic question. Why should you buy now? I know this may seem a little biased considering my profession, but let me show you a few things that are happening, and are about to happen, in the lending world. 1) 30 Year Mortgage. You can get a 30 year mortgage today with as little [...]
Mortgage Monday: Hot off the Presses
Hot off the mortgage press: 1) Just heard that rates are at their lowest for the year 2) Just heard that you can now obtain a conventional loan with as little as 3% down (will include mortgage insurance). 3) #2 applies to condos! 4) Just heard that transactions are closing in as little as 20 [...]
Mortgage Monday: New FHA Inspection Requirements
Attention FHA buyers. It seems there are new changes to FHA Inspection Requirements, meaning if you are a buyer who is using an FHA loan for financing, these changes will affect you. This information is from an email from Tirso De Ubago of Castle Rock Inspections. The New FHA Inspection Requirements With the FHA loans [...]
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A minute in the life of Berkeley Real Estate Agent and Business Coach, Krista Miller. Hold on tight and check back often! The real estate market in the East Bay is movin’ and shakin’ and will surely keep you on your toes…
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February 1, 2012
By Krista Miller
January 31, 2012
By Krista Miller
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Krista Miller, Realtor ®
Berkeley Hills Realty
krista (at) kristashouse.com
510.612.5546
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