First Time Home Buyers

This category contains 31 posts

So Much for the Move-Up Tax Credit

There is so much mixed feelings about the market right now.  In the Berkeley and surrounding areas, one street is seeing multiple offers and the next isn’t.  The number of foreclosures has gone down drastically, although most buyers think there are buckets of bank-owned homes ready to come on the market.  I don’t think this is the [...]

Google Launches New Mortgage Comparison Chart

Google just launched a way cool new advertising service which allows consumers to anonymously compare interest rates and fees from mortgage lenders.  The “Comparison Ads for Mortgage” is the latest development from the internet search giant.

Qualifying Factors For FHA and Fannie Mae Loans Are Changing Dec. 12th

I am getting many updates from my favorite mortgage brokers about the changes to the qualifying factors that are about to come on Dec. 12th to the Fannie Mae and FHA world.  I am also receiving updates from mortgage brokers I don’t have contact with, and some of the updates are inaccurate.  To spell out the [...]

With F.H.A. Help, Easy Loans in Expensive Areas

be sure to check out the last paragraph
http://www.nytimes.com/2009/11/20/business/20limits.html?_r=2&th=&adxnnl=1&emc=th&adxnnlx=1258823045-jkAzkd6FNo1zZNxkfMSHlA

Weekly Interest Rate Overview

Current Indices For Adjustable Rate Mortgages
Updated November 13, 2009
Daily Value Monthly Value
6-month Treasury Security 0.16% 0.16%
1-year Treasury Security 0.32% 0.37%
3-year Treasury Security 1.36% 1.46%
5-year Treasury Security 2.28% 2.33%
10-year Treasury Security 3.45% 3.39%
12-month LIBOR 1.234% (Oct)
12-month MTA 0.544% (Oct)
11th District Cost of Funds 1.272% (Sept)
Prime Rate 3.25% (Dec)
Looking for a great mortgage broker to help decipher [...]

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A minute in the life of Berkeley Real Estate Agent and Business Coach, Krista Miller. Hold on tight and check back often! The real estate market in the East Bay is movin’ and shakin’ and will surely keep you on your toes…

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Recent Posts

So Much for the Move-Up Tax Credit
March 2, 2010
By Krista Miller
American Idol judge Kara DioGuardi lists Hollywood Hills home
February 25, 2010
By Krista Miller
February 16, 2010
By Krista Miller
FHA-Backed 203(k) Rehab Loans Can Make All The Difference.
February 15, 2010
By Krista Miller
High Rates + Low Rates = TIME TO REFINANCE
February 13, 2010
By Krista Miller

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