Mortgage & Finance

This category contains 49 posts

Expired Rate Lock Can Cost You

Just received this from a mortgage broker with RPM Mortgage in Berkeley: “Keep in mind that there will be a pretty hefty lock extension fee  if an escrow extends past the original lock period. Any delays could be quite costly to the buyer.” Attention buyers: don’t delay on jumping in and starting your inspections and […]

Cash Buyers

Dang, 33% of all home sales in California in 2010 were cash.  Cash purchases continue to rise in California, and might exceed last years high. Yes, cash! I just had a listing in Berkeley that received 6 offers, 2 were all cash. My 2-bed El Cerrito listing received 4 offers, 1 was all cash. Another […]

Great news! Jumbo Conforming Loan Limits to be Restored!

JUMBO Great news!  Jumbo Conforming Loan Limits to be Restored!  Inman News just reported that in a 60-38 vote Thursday, the Senate approved an amendment to a spending bill that would restore the $729,750 ceiling that was first put in place in 2008 to allow Fannie Mae, Freddie Mac and the Federal Housing Administration to […]

Why Buy Now?

Aha, the magic question.  Why should you buy now?  I know this may seem a little biased considering my profession, but let me show you a few things that are happening, and are about to happen, in the lending world. 1) 30 Year Mortgage. You can get a 30 year mortgage today with as little […]

Mortgage Monday: Hot off the Presses

Hot off the mortgage press: 1) Just heard that rates are at their lowest for the year 2) Just heard that you can now obtain a conventional loan with as little as 3% down (will include mortgage insurance). 3) #2 applies to condos! 4) Just heard that transactions are closing in as little as 20 […]

Welcome to Krista + Rosie, Realtors

Hi friends! We are Krista + Rosie, the brains behind the Krista + Rosie Team. Powered by Abio Properties we are a top producing real estate team working {and having fun} in Berkeley, Oakland and the surrounding areas. From buying + selling to DIY + home decor to plumber + gardener recommendations we are your one-stop-shop for all things real estate.

Recent Posts

Buying a Home as a Real Estate Agent: Unsolicited Advice for Buyers and their Agents
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By Rosie Papazian
Client Success Story #202
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Food Drive For The Alameda Community Food Bank
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